Both portals offer contact options for private donors who do not necessarily refuse the car loan even with a poorer credit bureau. If the credit request is to be served by a credit institution, there are also credit opportunities. The wish could be fulfilled, for example, by that of nice credit company – despite credit bureau.
Car loan without credit bureau – foreign loan
A credit bureau-free loan can only come from abroad. Banks and credit institutions based in Germany are generally not allowed to grant loans without credit bureau. credit bureau-free credit options are advertised primarily by credit brokerage companies. A credit bureau-free car loan is a normal loan without credit bureau, and unlike credit bureau-free vehicle leasing, there is currently – as far as is known – no credit bureau-free special loan that is only used to buy a car.
A loan without credit bureau is at least currently always a loan without guarantor, property security and free disposal. Only since 2010 has a foreign bank again offered credit facilities for borrowers residing in Germany. As far as is known, all advertising offers relate exclusively to the loan of best credit lender from Liechtenstein.
Credit conditions for car loans from Liechtenstein
Only those interested in credit who have been employed by the same employer for at least one year are eligible for a loan approval. In addition, there must be no seizure of wages, assignment of wages or the affidavit made.
It is possible to lend two loan amounts. A loan without credit bureau can be $ 3,500 or $ 5,000. The term is set at 40 months. The annual percentage rate for USD 3,500 net loan is 11.62 percent. With a loan of 5,000 USD, the effective interest rate is 11.61 percent. The lender makes clear demands on the income level of the prospective loan. For a credit of 3,500 USD, a single person must prove a net work income of at least 1,130 USD. With the larger loan amount, it is even 1,600 USD.
Of course, a new vehicle cannot be purchased with these loan amounts. Nevertheless, the loan without credit bureau can receive mobility. A fairly good used car can be found for a loan of 5,000 USD. A credit bureau-free car loan in the amount of 3,500 USD enables at least an expensive repair of the end-of-life vehicle.